What we do

We are experts in foreign exchange, helping businesses and individuals safely send money overseas.

With no hidden fees and a range of hedging solutions available, we aim to create real value for those with a requirement for making international money transfers.

How do we add value?

best possible exchange rates

Competitive Exchange Rates

With our multiple liquidity providers and a dedicated account manager, we provide a full FX service to ensure you get the best possbile value.
No added fees

No added fees

We do not charge any transaction fees so this value is passed onto our clients.
Hedging solutions

Hedging solutions

We provide tailored hedging solutions that ensure that the currency market is navigated safely.
A personal touch

A personal touch

Every client gets an account manager who works tirelessly to develop a tailored FX strategy and ensure optimal timing of market entry.
ABTA Partner

Our Mission

UPFX are people-orientated. Our people know that through hard work, smart systems and an appetite for knowledge, we take the stress out of foreign exchange for our clients. Whether it be helping a business with regular payments or helping an individual with a one-off transaction, our goal is to enure our clients are protected against currency volatility.

We believe that by offering a transparent and fast service via the online platform, our clients can not only feel more secure, but also come out with added benefits - whether that be healthier bottom line profits for corporations, or a private client enjoying peace of mind – giving them time and energy for other things.

Our Story

Our directors have 20 years of experience in the foreign exchange industry, so we know what it takes to stay on top of the currency market. UPFX was created with one objective; to bring value to our clients. To keep sight of this goal we place a huge emphasis on training, relationships and trust so that we ensure we always deliver on our promise.

£20 billion

Transferred through our partners

$20 million

Largest single transaction

£8.5 million

Largest property transaction


Countries worked across
Our People
We invest in people as they are the centre of what we are about. Our staff receive the very best training and are given all the tools to make them currency experts. We believe that if we invest in them, they will pass this on to our clients – everyone wins.

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Our Technology

For our people to be the very best, we believe that modern technology is key. We want our clients to be provided with a trouble-free solution to international currency exchange, so speed and efficiency are paramount. Our online platform enables access around the clock and Swift Faster Payments means there will never be any waiting.
Our online platform
Our online platform means fast, easy transfers anytime, anywhere. Access your account 24/7 to manage your payments and currencies.

See what our customers say

Geoffrey's service is just what our charity needed, everything was explained clearly and I feel like our best interests are at the forefront of the service provided. As a charity, getting the best rate is important to us and Geoffrey, and the whole UPFX team have stuck by there word every time. I would definitely recommend to other charities and businesses
Trusted Customer
7 days ago
Couldn't recommend them more. Excellent service and excellent rates.
a month ago
I’ve been using Universal Partners for the last 6 months. I always receive amazing service and will only use them going forward.
Trusted Customer
2 months ago
Hi have been using UPFX now for over 2 years. The reason I use them is because they offer good rates and an amazing service. My contact there is Francesca Antino, who is absolutely fabulous and a real asset to the company. I know I’m not anywhere near the size of her other clients but truly feel like I am treated as well. I would definitely recommend them.
2 months ago
Universal partners always offer a great service. Very good at quickly actioning trades and providing any information I request promptly. Friendly and reliable.
Bethany Searchfield
3 months ago
All testimonials, reviews and opinions presented on our website are applicable only to those individuals named, may not be a representative experience of others and cannot be independently verified. Results will vary and we do not take responsibility for any testimonials, reviews and opinions as the information cannot be independently verified. Customers agree to proceed at their own risk.

Benefits of using UPFX:

Personal Customers
Personal Customers
Buying your dream home or sending money overseas? No matter how big your money transfer, UPFX help thousands of customers every day send money worldwide safely and securely.

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Business Customers
Business Customers
From sole traders to large corporate companies, UPFX put our industry expertise to provide a multitude of foreign exchange and mass payment solutions.

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Financial Institutions
Financial Institutions
With a wealth of experience working with all sizes of funds, UPFX’s Institutional team can tailor our products to suit clients across several asset classes, including Private Equity, Real Estate, Private Debt and Infrastructure.

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Our affiliates team are dedicated to building lasting relationships. We take the time to understand your goals and provide personal support to both you and your customers.

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Talk to one of our Foreign Exchange Experts today