ABTA Partner

We are overseas property experts, helping not only with providing excellent exchange rates for your purchase, but providing assistance throughout the entire process.

Our in-house property specialists can help with your purchase regardless of what stage you are at. Whether you need help with locations, budgeting or transferring funds, we offer a completely free property consultation to help map out the process.
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Why use our services?

Expert property professionals

Expert property professionals

We have experienced property experts who can help you progress with your property search, providing valuable information and resources along the way.
Bank-beating exchange rates

Great exchange rates

When the time comes to transfer money overseas to complete your purchase, you can be sure that you'll get competitive exchange rates.
Beneficiary Validation

5-star customer service

Our client satisfaction is reflected on Feefo where we have a 5-star rating for helping thousands of people complete their property purchases.

How we can help

Click on the stage you are at in your property search to learn how we can assist you.

In the early stages of your property search we can add value by helping you map out the process. Our in-house experts and partners mean that we can help you decide on the location and timing of your purchase as well as refer you to our partners who can help more on specific regions.

Having a clear picture of what is involved at the start of the process will give you the platform to enjoy a stress-free property search with no surprises.

One you have some basic goals in mind, you can start thinking about budget. In addition to the cost of the property, many other costs need to be factored in throughout the process. Legal fees, travel expenses and of course currency fluctuations will all add a significant cost to factor into your budget, or in the worst case, derail your purchase altogether.

We help you identify all of these costs, which gives you a clear picture and ensures no nasty surprises along the way.

The planning is over and you have found some suitable properties to view. Arranging travel around property viewings can be tricky so we offer guidance on the best way to arrange this. Whilst you are there, you’ll certainly need spending money so having a virtual euro account opened in advance will save you on your travel expenses.

This will then prepare you ahead of time to have your funds ready to send if you are ready to make an offer, or even fix your exchange rates if you think you have found your perfect property.
The Offer

When buying a property overseas, you will often be required to first reserve the property with a small fee, and then make a 10% deposit to secure your property and take it off the market.

With the completion process taking 3 months on average, it may be a good time to consider your currency strategy in advance, which our experts can help you define.

Your property purchase is almost complete. When it comes to transferring funds overseas, our services can ensure you get excellent exchange rates and are able to send money quickly and securely. Our average transfer time is 11 minutes so you’ll never suffer any complicating delays when using our platform.

Exchange rate fluctuations can really impact the overall cost involved so if you register with us prior to completion you get access to our expert currency management services throughout the process.
Future Steps

Depending on the reason for your purchase, there are different ways we can assist you even after the completion of your property purchase in France. If you are buying to relocate to France, we can help set up regular payments for a mortgage at a favourable exchange rate.

If your plan is to rent the property out, we can also help with identifying property management companies and setting up payments to them. In this case, if you needed the rental income to be converted from euros to pounds, we can ensure this is done without any unnecessary losses due to currency movements.


As currency specialists, we provide a full-service foreign exchange service when transferring funds overseas, potentially saving you thousands. Our experienced currency experts monitor the market and analyse trends on your behalf to ensure the correct strategy is selected.
best possible exchange rates

Competitive exchange rates

With access to institutional level exchange rates, you are guaranteed to get better rates than any broker or bank can offer.
Target a Rate

No hidden fees

Our experts work hard to secure excellent exchange rates where available and there are zero transaction costs.
Transaction Fees

Secure transfers

Your funds are held in segregated client accounts when you use our private currency exchange services.
online Payment

24/7 Online access

Transfers take 11 minutes on average and you can track yours anytime, anywhere.

See what our customers say

Geoffrey's service is just what our charity needed, everything was explained clearly and I feel like our best interests are at the forefront of the service provided. As a charity, getting the best rate is important to us and Geoffrey, and the whole UPFX team have stuck by there word every time. I would definitely recommend to other charities and businesses
Trusted Customer
7 days ago
Couldn't recommend them more. Excellent service and excellent rates.
a month ago
I’ve been using Universal Partners for the last 6 months. I always receive amazing service and will only use them going forward.
Trusted Customer
2 months ago
Hi have been using UPFX now for over 2 years. The reason I use them is because they offer good rates and an amazing service. My contact there is Francesca Antino, who is absolutely fabulous and a real asset to the company. I know I’m not anywhere near the size of her other clients but truly feel like I am treated as well. I would definitely recommend them.
2 months ago
Universal partners always offer a great service. Very good at quickly actioning trades and providing any information I request promptly. Friendly and reliable.
Bethany Searchfield
3 months ago
All testimonials, reviews and opinions presented on our website are applicable only to those individuals named, may not be a representative experience of others and cannot be independently verified. Results will vary and we do not take responsibility for any testimonials, reviews and opinions as the information cannot be independently verified. Customers agree to proceed at their own risk.
Talk to one of our Foreign Exchange Experts today